Prepare. Manage. Improve.

Hello! We are Avada Digital Agency.

Integrating operational strategies with robust compliance solutions

Where compliance is paramount, we provide trusted expertise to guide your success.

Prepare. Manage. Improve.

Prepare. Manage. Improve.

Integrating operational strategies with robust compliance solutions

Where compliance is paramount, we provide trusted expertise to guide your success.

Get Started

Innovate and Mitigate Compliance Risks

Consultative support for startups
to established receivables firms

Innovate and Mitigate Compliance Risks

Consultative support for startups
to established receivables firms

Debt Buyers

Developing and deploying tailored, comprehensive compliance strategies.

Collection Agencies

Providing outsourced compliance, executive and collector
training.

Risk Assessments

Authorized RMAI Audit Provider preparing businesses and conducting examinations.

Outsourced Compliance

Outsourced compliance training and services for temporary or long-term business needs.

Debt Buyers

Developing and deploying tailored, comprehensive compliance strategies.

Collection Agencies

Providing outsourced compliance, executive and collector training.

Risk Assessments

Authorized RMAI Audit Provider preparing businesses and conducting examinations.

Outsourced Compliance

Outsourced compliance training and services for temporary or long-term business needs.

About Us

We create amazing digital products

ARM Compliance Business Solutions is a woman-owned U.S. based consultancy that serves creditors, collection agencies, debt buyers, collection law firms, and receivables service providers.

Our services are designed to provide organizations of all sizes the tools and skills to overcome their compliance and business risks related to consumer financial laws. We confidentially bring operational strategies and compliance processes together into a deployable solution.

About Us

ARM Compliance Business Solutions is a woman-owned U.S. based consultancy that serves creditors, collection agencies, debt buyers, collection law firms, and receivables service providers.

Our services are designed to provide organizations of all sizes the tools and skills to overcome their compliance and business risks related to consumer financial laws. We confidentially bring operational strategies and compliance processes together into a deployable solution.

Learn More

What Our Clients Say

What Our Clients Say

We are incredibly pleased with the guidance provided by ARM Compliance Business Solutions. The team not only met but exceeded our expectations, they worked diligently within our budget, while demonstrating a profound understanding and appreciation for our unique needs. We are looking forward to the next project!

Megan J. Hebert, President and CEO of SCS, Inc.

The team at ARMCBS… put a lot of energy into understanding where you are at, guiding you on where you should be, and helping you create a roadmap that connects the two. They listen well, and can work with your existing team, existing systems, and your budget. The most important impact ARMCBS had on our business was delivering the ability to sleep easier at night.

Justin Miller, former President of Vital Solutions, Inc.

I have known and worked with Sara since she founded ARMCBS, and it has been amazing watching her grow the business. The team she has created has such a depth of experience across the industry. Their ability to partner with their clients is extraordinary. The ARMCBS team has worked on several projects for Velocity, and they have added value and resources when we needed assistance.

Susan Namm, Chief Compliance Officer of Velocity Portfolio Group, Inc.

We contracted with ARMCBS to enhance our service provider oversight and training. The design and implementation of the enhanced service provider program created efficiencies in the compliance department and increased the effectiveness of the overall program. ARMCBS has been a pleasure to work with. The employees are extremely knowledgeable, and the products provided exceeded expectations.

Alicia McKeighan, Former Chief Compliance Officer at Afni, Inc.

What Our Clients Say

What Our Clients Say

We are incredibly pleased with the guidance provided by ARM Compliance Business Solutions. The team not only met but exceeded our expectations, they worked diligently within our budget, while demonstrating a profound understanding and appreciation for our unique needs. We are looking forward to the next project!

Megan J. Hebert, President and CEO of SCS, Inc.

The team at ARMCBS… put a lot of energy into understanding where you are at, guiding you on where you should be, and helping you create a roadmap that connects the two. They listen well, and can work with your existing team, existing systems, and your budget. The most important impact ARMCBS had on our business was delivering the ability to sleep easier at night.

Justin Miller, former President of Vital Solutions, Inc.

I have known and worked with Sara since she founded ARMCBS, and it has been amazing watching her grow the business. The team she has created has such a depth of experience across the industry. Their ability to partner with their clients is extraordinary. The ARMCBS team has worked on several projects for Velocity, and they have added value and resources when we needed assistance.

Susan Namm, Chief Compliance Officer of Velocity Portfolio Group, Inc.

We contracted with ARMCBS to enhance our service provider oversight and training. The design and implementation of the enhanced service provider program created efficiencies in the compliance department and increased the effectiveness of the overall program. ARMCBS has been a pleasure to work with. The employees are extremely knowledgeable, and the products provided exceeded expectations.

Alicia McKeighan, Former Chief Compliance Officer at Afni, Inc.

Vulputate gravida nibh egestas.

We Are Partners in Growth

Frequently Asked Questions

As the premiere compliance consultancy for the receivables industry, we’ve confidentially guided dozens of clients through significant changes in the economic, regulatory, and technology landscape. Our passion is to make these challenges manageable for businesses through high-quality education, evaluation, and preparation.

Who owns ARM Compliance Business Solutions?

Sara Woggerman is President and Owner of ARM Compliance Business Solutions and Executive Director of iA Research Assistant. A passionate thought leader in the accounts receivables management industry, Sara specializes in compliance management and operational processes.

Yes. We are an authorized RMAI certification audit provider. We can be contracted to conduct pre-certification and full compliance audits. Our team also provides compliance consultancy services for risk assessment and pre-audit preparation.

We contract with receivables businesses of all sizes. Our executive team has extensive corporate experience with many major participants in the industry. We have also partnered with many startups and small to midsize businesses. Our approach is flexible to accommodate the unique needs of each business.

We Are Partners in Growth

Frequently Asked Questions

As the premiere compliance consultancy for the receivables industry, we’ve confidentially guided dozens of clients through significant changes in the economic, regulatory, and technology landscape. Our passion is to make these challenges manageable for businesses through high-quality education, evaluation, and preparation.

Who owns ARM Compliance Business Solutions?

Sara Woggerman is President and Owner of ARM Compliance Business Solutions and Executive Director of iA Research Assistant. A passionate thought leader in the accounts receivables management industry, Sara specializes in compliance management and operational processes.

Yes. We are an authorized RMAI certification audit provider. We can be contracted to conduct pre-certification and full compliance audits. Our team also provides compliance consultancy services for risk assessment and pre-audit preparation.

We contract with receivables businesses of all sizes. Our executive team has extensive corporate experience with many major participants in the industry. We have also partnered with many startups and small to midsize businesses. Our approach is flexible to accommodate the unique needs of each business.

We exist to assist our clients.

Our focus is on confidentially applying our knowledge and expertise to help businesses level up
to evolving compliance needs and requirements.

We exist to assist our clients.

Our focus is on confidentially applying our knowledge and expertise to help businesses level up to evolving compliance needs and requirements.